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Services

Home Appraisal
Lakefront Home Appraisal

Non-Lending Appraisals

Probate & Estate Settlement: In cases of inheritance or estate distribution, an appraisal is conducted to determine the fair market value of the property. This helps determine inheritance tax, asset distribution, or selling decisions.

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Marriage Dissolution: In divorce proceedings, appraisals are often needed to determine the value of marital assets, including real estate, for equitable division between spouses.

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Pre-Listing/FSBO: Homeowners planning to sell their property may request an appraisal to determine an appropriate listing price. This ensures a competitive yet fair market value.

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Tax Assessment Appeals: Getting an appraisal to appeal your property taxes can be a strategic and cost-effective approach if you believe that your property has been overvalued by the county. Higher assessed values often result in higher property tax bills. 

Lending Appraisals

Mortgage Financing: The most common reason for a home appraisal is when a borrower applies for a mortgage. Lenders require an appraisal to determine the property's value and ensure that it serves as sufficient collateral for the loan.

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Loan Refinancing: Homeowners who wish to refinance their existing mortgage also need an appraisal to establish the current market value of the property. This helps lenders make informed decisions regarding loan terms and interest rates

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Home Equity Loans and Lines of Credit: When homeowners apply for home equity loans or lines of credit, lenders need to assess the property's value to determine the maximum amount they can lend.

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Private Mortgage Insurance (PMI) Removal: Borrowers who have reached a certain level of equity in their home can request the removal of PMI. An appraisal is often necessary to verify the property's value and equity.

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